thanks sid

doing the money claim form online today, having had no reply from Lloyds to my lba. how do you attach the schedule of charges to the particulars of claim? danny

am about to prepare the moneyclaim form online ready to send in after 14 days but i noticed that they do not leave enough room for the full text for particulars of claim. is there a form of text anyone has used to put in? many thanks danny

hi again jus thought i would let you know - totted up bank charges and interest payments, came to £2777. sent prelim letter on july 28 for payment to colmore row service recovery centre. ms siddique wrote back the usual letter on 11 august that people have mentioned on this site along the lines of theyre chatting it through with OFT and their charges are ok because they are fixed prices for the service they provide. as if there is any difference??! i sent lba letter back to colmore row reg'd post on 14 august and await a reply..

still waiting for my bank statements - i chased last week and a guy called keith bowden at the Bank said last week they were in hand but the Bank was well aware they had 40 days to come up with them. did anyone read this on the mail today? Bank refunds put on ice by court | This is Money

reload, sorry to confuse you - have worked it out now! will have a look at hoy much is owed in interest to see if its worth chasing. thank you

lee3670 thanks for the advice when you say "e.g. overdraft is £100, of which £30 is a charge", do we take the the total amount of overdraft after the overdraft excess charge and the interest is added to work out the correct amount of interest?

tks v much tony and sequenci

hi there great website, very glad i found it just sent off dpa letter today by regd post to lloyds. forgive me for stupid question but once i receive the list of charges and i have completed a spreadsheet, do i wait for another reply from lloyds to see if they refund me immediatley? how long should i wait before sending off letter before action? any info would be great