took a payday loan out with cash genie uk and it was an american woman ,quite polite but neglected to mention that they will roll over your loan and you £45 per month but that was for the interest per month and dosnt come of the total bill, i stopped paying them due to this and phoned them up and asked them what they were playing at . when i explained this to cash genie they said that they would check the phonecall and respond in 2 weeks ,well 4 months down the line and im still waiting for this call. I have been having text messages from carter forbes now this is a copy of the email Dear Mr James Lillycrop, Notice of Imminent Court Action: 14 days until Transfer to our Legal Team Do not ignore this letter Cash Genie v Mr James Lillycrop We refer to our previous letter. We are currently assessing your account for legal recovery and expect instructions from Cash Genie within the next 14 days to issue a County Court Claim. Please call us on 0845 0268038 to stop this action and come to a reasonable agreement about your debt. We look forward to hearing from you. Yours sincerely Carter Forbes Collections Any advice please