Well, It's been a long while since i last posted, a long journey too but worth the wait. I contacted the Fanicial Ombudsman Services with a complaint against this company. After telling FSF that we were pulling the plug on them they distributed our pot out amoungst our creditors. So we lodged a complaint with FOS and WON!!!!! I didn't expect to get all our money back but did get around half of what we paid in The 2 yrs i spent with FSF i had paid in approx £2500..yesterday i recieved a cheque from FSF for £1702 but with a 26 quid tax fee...The cheeky twats!!! yes they informed the tax man and he wants £26 of it ! oh well...thats it, all done and dusted. Just hope that yous are as luky as me. Good luck to all you and thanks for the use of the forum. Regards. Toff.

Hi. If you cancel they will distribute your money amongst your creditors just like they did with me. I got intouch with the Finacial Onbudsman and an adjudicator is on the case, FSF are still trying to muddy the water. I payed in £2500 over 2 yrs and they did nothing in that time(I now have a new company working for me and they have settled 3 accounts at a reduced amount in 3 month than FSF did in 2 yr!!) , I was always chasing them for updates on the account ect and they told me that they were waiting on this and that...what a load of Bull !! I wrote a cancelation letter and DEMANDED they do not pay my creditors, it must be returned to me ...they ignored my request. Even if i just get half back i will be happy...BTW the FO people are really good and communication with them is good too. Good luck in whatever you decide. Toff