He paid in April then got all the nasty letters he thought they would accept his offer how wrong he was

So should I tell him to pay builders merchants what he offered asap

No he hasn't paid anything to the dca

thank you for reply Dx when he has replied he sent a copy to buliders merchants but nothing comes back from builders merchants just Dca how does he report them to oft ?

hi seq thanks for reply, how does he report them also what is statutory demand? is there a template i can send to these awful people he is at his wits end

sorry Dx ive read it wrong they want full payment 3rd of june

hi Dx he received the first demanding letter 13.05.2013 asking for full amount obviously he cant pay that offered them £100 per month they rejected it and wanted £500 he wrote back saying he couldnt afford that, they then offered £250 per month he wrote back saying please consider my offer as i cant pay £250 then this letter (attachment) came this morning, it says in the letter they want full payment by 3rd june -[ edited-dx]

direct route there called is there a template letter i could send back to them for my friend? there saying there going to serve him at 10 o clock 3rd of june

this is the original thread with the right attachment sorry for any confusion hello everyone, im trying to get some advice for my friend who is in fiancial difficulty at the minute, he got made redunant 2011 after being on the dole a while they helped him set up a business, everything was going well but the work started slowing down, he had a account with a builders merchant that was fine, he asked to pay reduced payments for a while to get himself back on track as work is slow, they agreed but now want silly repayments back £500 per month he said he couldnt afford it and offered £100 they said no but will accept £250 per month, he wrote back saying im sorry payments too high i dont want to say yes then cant pay please accept my payments of £100, received a letter(see attached ) this morning threating bankruptcy he doesnt own his home he lives with his girlfriend in he rown house (he is not on mortage) hes in bits & worried sick,he wants to pay the debt but they are being unreasonable if anybody could give some advice for him it would be greatly received

please can anyone help with this letter

the debt recover people that the builder merchant are using scary isnt it

thankyou for your help with the file Dx seq its finally on...

hopefully 3rd time lucky!!

hello everyone, im trying to get some advice for my friend who is in fiancial difficulty at the minute, he got made redunant 2011 after being on the dole a while they helped him set up a business, everything was going well but the work started slowing down, he had a account with a builders merchant that was fine, he asked to pay reduced payments for a while to get himself back on track as work is slow, they agreed but now want silly repayments back £500 per month he said he couldnt afford it and offered £100 they said no but will accept £250 per month, he wrote back saying im sorry payments too high i dont want to say yes then cant pay please accept my payments of £100, received a letter(see attached ) this morning threating bankruptcy hes worried sick, if anybody could give some advice for him would be greatly received

Ok thank you for your advise

No! Should I write to them telling them this? Thank you for advise

Hiya renegade imp thanks for reply it's the cat company who have registered the default against me , and moorcroft have been to my door to try and collect it

So do I need to write to moorcroft and tell them I'm in dispute of the debt?

The cat company appears against it, does this mean I don't have to deal with moorcroft?

Ok will do thank you , still at a loss what to do about moorcroft

Ok so I send this letter with a £10 po and they send all my information back to me? What if they don't ? As there very unhelpful what do I do then? I do appreciate you taking time out to help me thank you ever so much

I've got some of them somewhere

Where do I put the claim into ims21 ? Thank you for the reply

The cat company say it's been passed over to moorcroft and to deal with them, cab were very helpful at the time and got my payments right down, I'm just at a loss what to do about moorcroft

Hello, Newby here so here goes, I had a catalogue debt a few years ago, (8yrs) I went to cab who helped me and I was paying them the min payment of a £1 per month I never ever missed a payment and the catalogue company kept putting their payments up and I said I couldn't pay them and they kept ignoring my letters but i kept paying the £1, they put their payments up to £112.00 and I didn't pay them the debt went sky high as they added interest and missed payment fees it's been a nitemare, I kept paying the £1( last payment was July 2012) hoping it would go to court but instead I got a letter to say the debt had been taken over by moorcroft debt I looked at my credit file and it as been added by the catalogue company as a default, tbh I screwed the moorcroft letters up as I was annoyed, last Thursday(15.05.3013) a moorcroft collector turned up at my door, ( i didnt answer so he put a card through) I sent them a letter about coming to my door without a appointment , don't know what else to do now just waiting for next letter to come, I'm so annoyed