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joolsholland

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  1. sorry I thought because I only just found out about the situation it would be obvious I havent communicated with them about it yet. Thanks for your help
  2. I have literally only just found out about this situation, I will make an SAR tomorrow and figure out the next step from there does anyone know if CCA requests would apply to this situation?
  3. Hi, I have an RBS bank account which is not my main account, and which has been at my mums address for years. At some point shortly after I was released from a mental health ward in 2009 I apparently changed it to a royalties gold account. I have not been using the account since, but due to the account fee and subsequent overdraft charges I have now found on opening old post at my mums that it is overdrawn by more than 1700 pounds and they are threatening debt recovery. Can i make a CCA request in this situation? I honestly don't remember signing up for it but due to my mental state at the time I can't be sure I didnt. If not what are my options, and if I ask nicely what are the chances of them waiving at least part of the debt? Thanks in advance. I posted this in the wrong forum sorry, someone has already suggest in that thread that I send them an SAR which I will do but I would appreciate any other advice anyone can give thanks.
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