hi i owe royal bank of scotland 114 pounds but i never knew i owed it till this last week and ive had letters going to my mums so if i pay it or pay so much would i still keep my bank with them and would i get my account detales back instead of opening an account or is it best i go in the bank but the only problen is it went to the debt collectors robinson way can you help me on what to do i do want to keep the account