I had some problems last year (same tiime of year also) same problem with mcKenzie Hall from a debt spanning as far back as 2000 - this was a debt I had already cleared up with the original company. Luckily I didn't ring them straight away, I planned to ring in my lunch hour from work - one of my colleagues (a former bank manager) advised me DO NOT RING - GET IN TOUCH WITH A FREE LEAGAL ADVICE LINE - I did this and they were well aware of this company - I sent them all the details and they told me not to get in touch as this debt was STATUTE BARRED. The tone of the initial letter was scary (BOLD RED FONT), the second stated that if I failed to communicate within 10 days a bailiff would appear on the doorstep to take goods up to the value of the debt. I rang the legal aid line (which was free by the way) and they told me they could not do this - if anyone did turn up ring the police, however, they doubted that anything would happen....THEY WERE RIGHT!!! One year on I now receive the same piffle from another company - I will relegate this letter to were it belongs - in the bin as it is rubbish. Thanks to this site I was able to get info relating to bully boy tactics of both McKenzie Hall and now Ruthbridge Ltd. I really just wanted to state for the record that sites like these are BRILLIANT!! It gives peace of mind and lets you know that you are not alone. Companies like those named previously, often operate close to the wind and if you have all the information to hand and seek advice, they can't con you. All the advice on this site has really helped....THANK YOU!! ☺