I have had to sey up my own thread in the telephones section so I can answer you there - thanks for the interest though

Hi all, I am looking for some help and advice over a default that has appeared on my experian file in August. I hadn't checked it for about 8 months and then today when I did I found an entry from Carphone Warehouse for a £534 default entered in July of this year but relating to an account in 2004. The default was dated from Feb 2007 but I have heard nothing from Carphone Warehouse since 2006 when I lived at a former address (according to the entry they have my current address now though)... I have now had a letter from frederickson international and they have also called my parents hse and sent me a txt to my mobile... New to all this so could do with some advice pls thx

Hi all, I am looking for some help and advice over a default that has appeared on my experian file in August. I hadn't checked it for about 8 months and then today when I did I found an entry from Carphone Warehouse for a £534 default entered in July of this year but relating to an account in 2004. The default was dated from Feb 2007 but I have heard nothing from Carphone Warehouse since 2006 when I lived at a former address (according to the entry they have my current address now though)... All this is new to me and I would welcome thoughts and suggestions pls.... Thx.