Hope you are all well, and I must say fantastic site, really great contributions! This is my first of hopefully many posts!
I have 4, unpaid defaults on my credit file that will become 6 years old in the next 12 months. As expected, I have a very low credit score because of this.
I was wondering if anyone had personal experience of defaults dissapearing from your credit files once they have reached their 6-year age. Taking my Call Credit file as an example, this shows that Lloyds TSB are reporting a default status every month still, hence "carrying" the default on. It