Oops!

thank you!

I took it out in 2006, but had been paying it until a couple or 3 years ago.

Arrows say cos I hadn’t contacted them, they had passed it on to resolvecall.

I guess they are fishing then.....

The CCA request is in the format in the thread you pointed me to.

H

Hi,

Had a letter today from arrow saying that they had passed the account to resolvecall cos I hadn't contacted them.

I'm planning to send a CCA request to both arrow and resolvecall.

We will see what transpires!

copy of CCA request attached.

H

It’s not an overdraft.

Its for a loan through that bank.

H

I think I’ve rattled arrows cage cos today I got a letter about a Sainsbury’s Bank account from them, saying they’ve passed the account on to Resolvecall for them to visit me.

I’ll send arrow a cca request this afternoon.

H

Hi,

Well I've heard back and guess what?

They say they are will make every effort to respond within the regulatory timescale, but responding by mail may take 8 weeks, and they've supplied an email address for 'my convenience'!

They say this is because of Covid.

I say tough!

Also got 2 letters from drydens saying they've passed it on to their clients.

I guess I can go back to ignoring them all again.

H 

Hi,

Thank you.

My guess is that they will fail, as they have done before, so I guess I can carry on ignoring all correspondence.

H

Had 2 letters today.

1 from Dryden returning my postal order saying that it is no longer required, and 1 from arrow saying that there is no longer a fee required to process a cca request, and that my cca request has been passed to their admin department.

is there a timeframe in which they must comply with the cca request?

My memory tells me it is 12 + 2 days, is this true?

H

And so it begins......

Had a letter from Dryden this am, saying that they have received my complaint & that they are passing it on to arrow.

Separately I sent the cca request to arrow, in the form of the letter in #2 you referred to.

H

No!

I definitely didn't fill in THAT form.

Anyway, today I got the form I did fill in, (the one with the advised sections as per the link), with the cheque and a note saying it was being returned because it is no longer required.

I plan to send another cca request to capquest later on too.

H

Sorry.

I sent their form and a cca request to the address at the bottom of their letter.

the correspondence address was at the top of the letter & in smaller print.

I sent a letter denying the debt and another cca request to that address.

So, for the avoidance of doubt. I sent their form and a cca request, together with a £1 cheque to Dryden head office, in Leeds, and I sent a letter denying the debt and a cca request with a po to the correspondence address in Huddersfield. 
 

Sorry for causing confusion. 
 

H

Hopefully that means I’ve covered the bases well enough.

H

No no. I sent their form back notated as you suggested and sent a cca request.

sent the letter refuting the debt to the correspondence address and a cca there too.

H

I used the letter from the section you pointed me to.

I left out all my details from their form, and refuted the debt for the reason you said.

ie they had not complied with a CCA request.

I sent a new CCA request with a £1 postal order.

H

Hi,

Rather stupidly I sent the form back to the address at the bottom of the claim letter.

The cheque has still not been cashed either!

Realizing my mistake, I wrote to the correspondence address they gave, refuting the debt on the grounds that they had not complied with a CCA request.

I enclosed a PO for £1 and didn't sign anything.

Is what I have done sufficient, or should I ask them for a new form.

H

Point taken!

cheers

H

My signature was covered by the printed name, so they can’t separate it and I’ve a different signature for cheques from my usual one too

H

I’ve sent the form off with a CCA, so it’s well within the 30 day period.

I put a cheque in it too, so I’ll see when that is cashed.

ltes see what transpires next.........

H

Do I take it that's a yes, or are you having your tea at the mo?

H

I have filled in the form as you suggested, and typed up a CCA to go with it.

Lets see what transpires. Hopefully they will just bugger off, but I somehow doubt it!

Is it ok to use a cheque for the £1 fee?

H

OK.

Do I still tick box I though?

H

I believe it was late in 2017, but I can only go back fir 15 months on my internet banking on my phone.

I’ll check on the pc, but I’m sure it was there or thereabouts.

I was very ill for a time so things got a little out of sync. Back on form now though.

H

Hi all,

Here is the front page of what they have sent!

drydens letter of claim.pdf

What reason should I give for disputing the debt.

I have never had an MBNA card.

H

I’m not at home at the mo, but I’m pretty sure it’s for MBNA (which I’ve never had), or it might be MBNA via Virgin cc.

H

Hi all,

Today I have received a letter of claim from Dryden Fairfax.

It does contain a reply pack and I&E form.

What do I do next please?

H

It’s virgin I think. An old credit card.