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hamadryad

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About hamadryad

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  1. They are just records of payments made. A whole widget of them. I'm filing them & when I get a chance, I’ll go through them. I'm not going to talk to them though. thanks, H What are NOSIA’s though?
  2. Well the phone calls have started again! I can block them on my personal phone & I have caller vetting on the home phone. Still, I can do without the hassle. Do I reply & talk to them & explain that I’m just on the state pension & they can’t have what I haven’t got, or just continue to block? Capquest have sent default notices, and say they will continue to do so about every 6 months. H
  3. Hi dx, I'll just ignore the letters then. H
  4. Hi all, I stopped all payments to everyone as advised, and thought no more of it since wetcloths didn't contact me again. Today I got a letter from Arrow global, who have apologised for not complying with the terms of the CCA 1974(as amended), in that they haven't supplied me with statements of the account they hold on me from 26th Sept 2012 to 30th Nov 2018. They say that to remedy this 'oversight' they have enclosed a detailed statement covering the period, and that they will send regular statements to ensure I am fully informed 'about all the activity on your account'. They add that if I want to 'discuss any details of my account, I can also get in touch with crapquest. They then give the same phone no as for arrow! I think that by their own admission, the account is already statute barred. Just a thought, but since I've never paid any money to DCA's, and the OC's do not tell the DCA's anything, aren't all the accounts with the DCA's statute barred?
  5. Yes I was, and I was living alone too. She only visited occasionally. H
  6. Just a thought, but I’m assuming that this means I have a ccj against my name. As it was a pure oversight on my part, and it’ll be paid off immediately, is there any chance that I can have the ccj, if it exists, set aside? H
  7. Hi all, I moved out of my old flat and in with my fiancee last Easter, moving to a new area entirely. It appears that it slipped my mind to tell the old council that I had moved. I have had 2 letters from my old council as follows: 'Second Notice of Liability -Council Tax' letters They are both dated 02 Sept with the following detail: Letter 1 says I owe £67.63 + £100 awarded by the court Letter 2 says I owe £84.00 + £100 awarded by the court. Thing is, I can prove that I moved out of the address last April, and I have never been notified of any charges that were outstanding, after I paid the last council tax last year. I was assured it was up to date! I wrote back to them challenging them to provide me with a full breakdown of the charges. I have received a letter yesterday, with a breakdown of the charges, which states that as they did not have a forwarding address, all the correct notices were sent out to my old address, and as such the court charges stand, and I'm now liable for £300.90! Thing is, they did not let me know the matter was going to court, and presented me with fait-a-complis court costs for services that I could not possibly have incurred. however, they were able to find me for the 'Second notice of liability. If they insist that I do pay do pay the council tax for the time that I was not in the flat, am I not contributing to a fraud? ie complicit in being charged for something I have not received. I am writing back to them pointing out: A. That they pursued me in court for a debt which I could not have incurred. B. Did not present the full details to the court, ( I moved out on 7 April, therefore I think I'm only liable for 7 days council tax, Feb & March being none payment months if I'm right). C. They did not perform due diligence to resolve this matter, yet could find an a\ddress for me when they chose to. I can pay this bill in full, but I don't believe it's down to me. H
  8. Hi, and sorry to overlap. I’ll get the old statements if I can. I know I paid them though. I’d better start a new thread!!!
  9. Hi, and sorry to overlap. I’ll get the old statements if I can. I know I paid them though. I’d better start a new thread!!!
  10. Hi all, Today I received 2 'Second Notice of Liability -Council Tax' letters They are both dated today with the following detail: Letter 1 says I owe £67.63 + £100 awarded by the court Letter 2 says I owe £84.00 + £100 awarded by the court. Thing is, I can prove that I moved out of the address last April, and I have never been notified of any charges that were outstanding, after I paid the last council tax last year. I was assured it was up to date! Not sure what to do now. I can pay this bill in full, but I don't believe it's down to me. H
  11. Hi Bazooka, I’ll sit tight then. My pension kicks in soon, so at least I’ll have something. Not much though on £600 ish every 4 weeks! H
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