Thanks for the advice Milliman, afraid I don't have the original t&cs that I signed I will try the other things and post here to let everyone know how I get on.

Hi there. This is my first post so please excuse any mistakes. I signed up with BS approx 4 years ago and as yet I have not recieved one penny from my claims. I read the terms and conditions thoroughly and there was no mention of a minimum charge(£99+vat) so I claimed on all of my old accounts that I could remember. They have now sent me invoices for 5 sparate accounts saying that I owe them £719. I read posts on this forum acouple of months ago saying they are just chancers and to ignore them because they have had cases like this in court and the judge ruled that their T&cs were not clear enough. They also say that the total amount of my claim is £549.07 but they cannot get it for me. I have been called today by MIL collections demanding payment and had letters from LRC in the same vain. My partner and I are both disabled and this is causing us to get very depressed and I am at my wits end . Please Help Kind Regards Andy