Ignore these leeches. They buy written off debts for pennies and then try to scare you into paying them... They send out stupid letters and e-mails making out you are now in default with them, then it`s a home visit etc. HELLO! THE ORIGINAL DEBT WAS DEFAULTED...IT CANNOT BE DEFAULTED AGAIN YOU CLOWNS! YOUR GETTING SFA... SO CRAWL BACK INTO YOUR MUDPIT! Thats how I treat them

Wow! I`m gobsmacked by the sheer Greed and Arrogance of Cash Genie... Make no bones about it, this is THEFT, pure and simple! I would report this as FRAUD to the Police, Virgin and get a report into the Office of Fair Trading, pronto. These clowns need to be seriously closed down and the more people who report their dirty, thieving methods, the better! I believe the OFT is currently investigating all these dodgy Payday Lenders, so it`s a good time to get another damning complaint in... DON`T LET THESE THIEVING FRAUDSTERS AWAY WITH IT!

hi stephen Unfortunately these bottom feeding DCA`s can push the most reasonable person to the end of their tether! I wouldn`t worry too much about them escalating things due to your foul language. Who is going to have sympathy towards these types? they drive people to despair with their own tactics. I did the same with Mucky Hall a while back when they were being personal and goading me in their e-mails. Told them to crawl back under their rock [edit] .. I got an e-mail back from another of their fools saying the person was only doing there job and they would pass it on to the police. I replied that they would be welcome to try but I doubt the Police would have much sympathy for them (being bottom feeders an all) and I`d have them for harassment. Their parting shot was on par with a dying whimper really and they did indeed crawl back under their rock. At the end of the day, these DCA`s are leeching parasites who are really quite powerless but are hoping on you thinking otherwise. Bark bark little doggies..

Cash Genie/Carter Forbes up their nasty tricks again eh. I take it that it is Carter Forbes (or their litigation team) chasing you on their behalf? As previously stated, I would look for a settlement and stick to the original loan and 1 month interest (£75). Like yourself, I was hounded by CG after defaulting for a £150 loan and after a few e-mails back and forward with Carter Forbes, I told them I was not going to pay their vastly inflated figure but would instead pay the original loan and 1 month interest at £20 per month. A few e-mails later, they agreed and did try asking for new card details but after refusing and insisting on their A/C details for a standing order they agreed and provided it. Carter Forbes can be a pain in the butt and may try to settle at a higher figure but stick to your guns and only offer original loan sum and 1 month interest. I`m sure they will be happy to accept that. Good luck with them.

Hi Gazel Good old Moorcroft Don`t panic and do not let these DCA`s get to you with their threats and bullying tactics. Don`t speak to them on the phone and insist on any communication in writing - either by letter or e-mail if possible. Don`t give them ANY information. These ****** companies rely on people becoming scared and paying out to them on debts that normally would be un-enforceable. I`ve had numerous threats to come and visit me at home from DCA`s and strangely they never visit! All the best with Moorcrap, if they can`t produce the ORIGINAL GENUINE SIGNED CCA then tell them to sod off.. don`t let the leeches get ya down