I am in the middle of a dispute with nine regions T/A logbook loans, the BOS is all wrong etc, apple gave me some great advice, thanks. I'm with a solicitor now and in the middle of writing a draft statement explaining this unfair relationship as defined by the credit consumer act 1974 which has now been amended in 2006. Therefore gone is the old fashioned term exorbitant credit bargains which was practically impossible to prove....unfair relationships is a comparatively new area of law and the court has wide scope which can be the consumers favor. We are going down this route.. Nice to hear the out come of the court case was the right one concerning nine regions and LBL....but still they soldier on..... Early hours this morning Anglia clamped my car which was sitting on my drive. I usually hide it but I got home Late last night and my friend wasn't up, I use their garage.. I got outside to look at the notice attached to my car asking me to call a guy on a number, whilst reading it the guys turned up. They had no ID, no paper work just my spare key. I told them politely they have 5 mins to remove their clamp else I will. They was straight on the phone to the police, whilst they were doing that as a builder I grabbed my disc cutter from the van and cut the clamp off, locked everything away and drove the car away leaving 3 burnt pieces of yellow metal and 2 guys gobsmacked behind, sorted. These guys were adamant that LBL are not doing anything wrong.... Any new updates available?....good luck to anyone in my position.

Hi Apple, yes thanks for the advice I will get all that info, and will try to get my head around it.thanks again...phil.

hi Apple, I have been reading your threads u do seem to be well informed on this subject. where do i find the more meaty threads, im new on here as you can probably tell and need to collect an awful lot more info to, as you stated, get a water tight case. I am aware there licence was revolked, surprised they were allowed a new one upon request!.. as you said, I should hold off till the decision is announced... would that be any time soon?, if they do lose there licence again along with all there other companies what happens to my bill of sales, I assume will be non void?. sorry so many questions, wish i was up to your speed. I need to read threads!!. keep in touch please. phil.

nine regions ltd trading as logbook loans. such a familiar name. nine regions are on my bill of sale but logbook loans were drawing the money via DD from my acc. after a month nine regions started to with draw the money via DD. are they allowed to do that? i stopped the payments so i could further investigate this, by reading through all comments on here. I borrowed £6000 against my car. on the bill of sale the interest was 9.93% per month and at this point, paid £3000 back. i havent paid for a while, I had a recent letter from logbook loans telling me Im in arrears and my outstanding debt to them is £20,010. not sure why. I certainly wasnt made aware at the time i had to pay this much back. I called them and asked them to explain this extortionate figure, all they could say was everything was explained to you....in fact it wasnt. I currently have a repo order with logbook loans now, car is hidden!!. how can i get nine regions T/A logbook loans to court?, there interest charges are outrageous and from what i have been reading trading illeagally.. what is my next step?. many thanks.

Hi cctv, i know it been along time since ur court case, how did u get on?. i have the same problem as you, my bos is in nine regions name and logbook loans were taking the money via DD. how can i deal with lbl bad behaviour. hope ur still around.

ok, why are people saying its illegal if the bill of sale is in nine regions name and logbook loans are taking the money from my acc. i borrowed £6000 paid £3000 and stopped when i thought they were up to no good, now they say i owe £20,0100...im certainly not paying them that amount back!! looked at the bill of sales and it shows an interest of 9.93% per month.....the £20,010 it seems, is not an exact calculation.... what are they up too?..

i used logbook loans last year and signed paperwork and nine regions ltd was on the bill of sale. didnt think much at the time. when payments started to come out via DD logbook loans were on my statement along side the payment. it was ok for a few weeks till i noticed logbook loans changed to nine regions ltd who carried on collecting the DD. are they doing this illegally??. i stopped the payments when i looked on here and found loads of other people queried this. they are now trying to repossess my car which is hidden, but how can i deal with this company. if i new this company wasnt dealing within the law i wouldnt have signed up with them. anyone know a gd solicitor?.

I have this problem as well, are they dealing illegally?. what steps can i take, now i have stopped paying them.