Hi, I hope someone can help. I have a property for which I pay an endownment to cover half of the mortgage the other half is repayment. The house is in my sole name, I have recently split up from my girlfriend and have left her in the house with my 2 children for which I still pay the mortgage. However I do not believe they are going to stay there for much longer, as soon as they leave I intend to sell the house and release what little equity there is in it. However currently I am currently struggling with all my bills, basically I want to know if I can cash my endowment in now before I even begin the process of selling the house. the money from the endownment would pay off a loan my overdraft and a couple of cards. Is it legal to cash the endownment in now? Cheers