The collector who called yesterday, when we said re the 1/3, checked his paperwork and said dont worry about it and then left! Surely if they had the stamped bos they would be more than happy to provide this and reposess the car? I will scan and post the agreement on here on monday. But it says: fixed sum loan agreement and then we have a bill of sale as well? One is with manchester car finance on, but the BOS has Cls finance on? Also, just one mistake ive noticed on all these documents is, on the statement of price, the date should be 7-10-08, but is actually 7-10-04?? It does state on the bottom of page that it is a personal loan agreement ?

Thanks mate, appreciate it. I have asked him for the High Court stamp reference number and he said: You need to request this from the Royal Courts of Justice in London, I think they charge around £40.00. Thanks I take this to mean he doesn't have it? Also when they called today they did not have the paperwork that you say they need. If they can produce this, then they will have to apply for a court order i believe, how long will that take? And will the court allow me to make lower payments? Thanks

its a personal loan secured via a bill of sale. Please please help asap, they are trying to take the car back now. Thanks. Sorry had to register again as original sign in wasnt working