I have not yet recieved any stamped court summons as yet and have not discussed this with the insurance company. I will contact the insurance company tonight to find out from them what is going on and then send them the details. Many Thanks

The policy had legal cover and was fully comp

Hi, i am a named driver on my step dads car and I had an accident back in january of this year at a junction, the accident happened on a 20mph at about 10mph or less. there was very little damage to either car just some scratches due to my broken headlight and some paint transfer. the person driving the other car had no apparent injuries, as had either myself, my 3 year old or my ex. i gave my insurance details and thought that would be the end of it However several months later my step farther recieved a solicitors letter stating he was being sued for personal injury as a result of the accident. he expained that it was not him driving the car and had arranged for me to give a statement. Yesterday he recieved a second letter stating that he was being sued for the Injury and that the insurance company will not pay out, and it is best to settle out of court or face further legal costs. Not only should this be in my name but also the date listed as being the accident is incorrect. what should i do?

Hi, i am a named driver on my step dads car and I had an accident back in january of this year at a junction, the accident happened on a 20mph at about 10mph or less. there was very little damage to either car just some scratches due to my broken headlight and some paint transfer. the person driving the other car had no apparent injuries, as had either myself, my 3 year old or my ex. i gave my insurance details and thought that would be the end of it However several months later my step farther recieved a solicitors letter stating he was being sued for personal injury as a result of the accident. he expained that it was not him driving the car and had arranged for me to give a statement. Yesterday he recieved a second letter stating that he was being sued for the Injury and that the insurance company will not pay out, and it is best to settle out of court or face further legal costs. Not only should this be in my name but also the date listed as being the accident is incorrect. what should i do?