ok, the vehicle is taxed now, and i have valid insurance and a valid driving licence.. I was visited bt the police Sunday 27th January at my home, and he issued me with a producer.. to cover the 25th. On the 25th the van was towed away it wasn't even on the road, i hadn't driven the van since the 22nd, i moved it 100 yards down the road that day due to a wing mirror being stolen,and i thought it would be safer within view etc. however, i was not stopped driving the van, and im not the registered keeper of the van which begs the question why was i issued with the producer in the first place. and, they have my surname wrong. I am getting up to ten calls a day off the constable which is in my view, unnaceptable.. any views or help on this?

Hi all. I drive a van for work which is in my ex partners name, she is the registered keeper. however I suffered a puncture so I left it outside a local hotel, on the road. In the last day or so I found out the owners of the hotel had rang the highway board who towed it away, without any notice to anyone! Can they do this? The company is owned by the government. If they had caused any damage to the van do I have rights? Also the tax is four months out of date. I've emailed the police apologising and saying that I'd spent 1400 pounds on the van last year, and working outside for the last few months has been difficult to earn enough to tax it, as it is the last on the list. I want to foot the charges if any without my ex being penalised. Please advise, apologies if in wrong forum.

hi all that's exactly the same email they sent me a few week ago. although they continued to send me letters until I told them about oft etc. now the account is closed after twelve years!

isn't it just! hopefully there will be no more letters! thanks again boys!

thanks silverfox although I couldn't have done that with everyone's help! I've kept a copy on my phone and my gmail. account as I don't have a printer! thanks guys

hello all. just to keep you updated I received two emails from the company this morning. one said they would investigate further then another one saying that it is statute barred and that the account now has been closed. hopefully!

thanks for your advice boo I'll keep us updated.

thank's Boo I may just do that! they've got some way of putting words into writing. you owe us this debt you need to pay now!

anyway I've sent them an email with the copy of the email they sent me also outlining that as a result of their actions I've had no alternative than to report them to the relevant organisations. and any further letters will be treated as harassment and reported to the police. and that as they admitted the age of the debt it would be statute barred anyway. hope I've done the right thing!

saying that though I received a letter off them this morning saying blah blah 'you owe us this debt you should pay it NOW' crying out loud!

hi all I just thought that someone would kindly give me a bit of advice. I'm self employed and sometimes sub contract myself to a company. when it came to payment I was issued with a cheque. no problem but they taxed me on my invoice. me being self employed I had to declare that cheque through my books so I technically was taxed twice. can someone please advise

I still have the email they sent me. I've sent an email back to them after I received their letter over a week ago just to remind them of their cessation in any contact but haven't had a reply!

hi Halibut. yeah it was Time. I've seen a lot of people on here having trouble with Akive but I'm so glad for everyone's help. they had me climbing the walls a few times a few years ago. Time's Computers were just a night mare.

yeah I hope so. no wonder they make people's lives a misery. I've sent several complaints now hope it make's a difference even to other people who goes through what they put them through! let's get the number's up! they shouldn't be allowed to trade.

just put a complaint in to the oft. hopefully that will make some difference!

lol yeah twelve years. crazy

thanks guy's although it has been nearly twelve years now. say for instance they did find the original documents in some sort of miracle it would still be statue barred right? the email which they sent me last time did say that they would not pursue any further as they could not obtain such documents from original creditor and all communication will cease etc but the letter I received today just says about a new deal etc. should I email them pointing out the cca and the statute barred thing or just tell them I'll be complaining to the oft? or both? just would be nice to get some closure on it once and for all.

thanks boo do you think I should send them an email telling them of my intentions. and to point out their last email too me they have no original credit documents and besides the debt is barred by now surely. maybe I should say to them that every letter I receive i will be charging them admin fees?

help again please! after the above email they sent me saying they'd have no more contact with me I received a letter off them this morning asking if I would like to make a payment plan. unless they are trying it on again or their company don't talk to each other. I'm not too sure how to reply to this as I'm still in shock!

hi. sorry to hear of your trouble. sorry to interrupt but I'm having tests left right and centre for muscle disorders. I'm just anxious to follow the the topic as I too am trying to plan for the future. I'm getting to the stage where now I'm not safe to work on sites as I've just cracked three ribs by falling off a platform whilst at work. I'm self employed but was working for someone at the time. I never got paid for the half day I did that day either but I'd like to add that people tend to forget or ignore what we suffer from. anyway mini rant over good luck

thanks boo. although there were several disputes over the quality of the goods at the time the fact that the company went bust speaks volumes. nevertheless I know it makes no difference as to what I signed at the time if they replaced or fixed the goods or at least listened it wouldn't have got this far. also I was unaware that the dca were getting involved. but still I think the way these dca's handle their side is beyond belief. after reading a post off an ex dca worker it goes to show how one sided they are. as consumers we have rights regardless. these companies who supply goods which in my opinion contravene trading standards with no customer support deserve to go bust.

I had EXACTLY the same problem with Time. cost a small fortune in repair bills. I think I can vouch for plenty of time customers too. their customer support number was premium rate, put on hold for AGE'S and they wouldn't listen. over priced garbage. if we all got together aktive kapital would owe US money.

ok Boo. just one last thing- if I were to obtain a copy of my credit file would that be from this year to 2005? and would the credit reference agencies have information just up to 2005 or would it go beyond that?

ok so in essence after six years my credit rating will reset? I've not applied for credit for year's now I took a mobile contract out last October which I've adhered To. my main problem in the past especially with ex partners is that at the time I'd get them accounts etc in my name but not realising the damage it caused to my CF. as I say it's years ago now. a lot of them debts would be statute barred now (I hope.)

thank you it's a bit confusing when you first start. and yes the people here are really helpful!