Tell me about it! im fuming with him and when i see him he will know how much ive switched with him lol. The amount should be £500 but i asked for an extension because there is no way i have 500 to give by friday so they add another 100 on so i only have to pay that on friday and 500 next month! when cancelling my account with natwest do you mean report my card lost/stolen to natwest or payday express??? Im not getting no family member involved and im only 18 so i think my dad would kick my head off my shoulders lol. my application package for RBS should be here this week sometime!

Just a simple current account, i havent mentioned to them that ive had a recent bank account with anyone or any credit cards, maybe you should do the same??

Okay thanks very much for your help!

Well i have signed up for a new bank account with The RBS so once i get that account open im going to cancel my natwest account, i get paid on 28th march, and £100 needs to be in my bank for the loan company to take on friday, so if i dont pay that on friday do you think they will take my wages on monday when the money goes in?? I cant get hold of my mate because the sly b**tard has turned all his phones off n hasnt been on facebook recently.

I am in a bit of the same situation! I owe Payday Express £600 by next month by no fault of my own. I trusted a so called "mate" to put it into my bank account and he said he would pay me back but he is avvoiding me now!!! Do you think if i cancelled my direct debit with natwest they wouldnt be able to take any money from me? They can send as many threat letters as they want because ill just save money on buying toilet roll and use them threat letters to wipe my arse! ANY HELP AND ADVICE WOULD BE GREAT THANKS! Jake