I see most people on here think mackenzie hall dont procced with legal action, i have been registerd for my first CCJ (county court judgment ) because of them and they have been in touch with my employer to get an attachment of my earning. My quick quid pay day loan was £800 and i offered to pay £50 per month but they wouldnt except. Now my name is on a public register and I cant get any credit fo some years, also peolpe from work are now talking about me because of this. So just letting peolpe know mackenzie hall can do this.