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jess22

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About jess22

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  1. its for a debt with welcome for £10000 im going away and need 2 set this up,frightened wescot will force their way into my home whilst away im not v well at the moment
  2. Hi Just wondered if anyone had banking details for wescot,i need to set up a standing oder asap,have a reference for my account but no banking details,if anyone had any id be grateful. Thanks
  3. Hi Thanks for your reply,i have a ccj with tower capital but have paid it off now,i also have one for capital one with bryan carter,still paying that.Im being threatened by wescot re welcome finance debt,they forced me into paying more than i can afford,made one payment but cant keep it up,they want £89, i offered £25 but they constntly ring,there threatening coming around and they want ie asnd wage details of my husband,im also having similar problems with moorcroft despite them coming to an arrangement,they just keep asking for more and threatening to come round,just sick of it all,everyo
  4. Hi all My longterm battle with payday loans continues, today i have recieved a letter from mackenzie hall dated 21st april, they sa ify i dont pay they are going for a county court judgement!! yipee i think another one !! They forced me into an arrangement OF £50 but i cannot afford it, they wont take no for an answer, ive checked my credit file and they have already issued a default ,im at my wits end, yesterday had a call from the banks fraud team, money has gone out of my account and they have tried to take more, my cards been cancelled ,im getting hass
  5. Help!!! Another letter again yesterday from Wescot stating my account is in arrears and that if i dont pay the arrears they will either take legal action or send it to one of there doorstep collectors who will come round to recover the debt,i really dont want to talk with them as they have already talked me into paying more than i can afford,ive paid the amount i can afford this month but there still pestering for the rest,i dont know what to do,ive heard a lot of horror stories on welcome calling round to your house and i really cant risk this happening,but just want to pay what i can a
  6. Hi all Well paid Wescot the amount i said,had a letter telling me to urgently contact them and phonecalls and text messages everyday,i emailed telling them that this was all i could afford but still keep getting these calls,shall i just ignore and keep paying the £25 in the hope they will just get fed up or shall i phone them? im a little bothered about ringing them as this was the way they talked me into paying an amount i cannot afford in the frst place.
  7. Thanks for the advice,ive cancelled the dd and will pay via a bank transfer the £25,im sure they wont be happy but a least im paying something thats fair to everybody else. How do i mention to wescot when they do get hold of me about the i&e being based just on me as debts in my name only? Thanks again x
  8. Thanks for your quick responses:-) [] The i&e i submitted was for joint as they wouldnt accept just me on my own,the debt is in my maiden name only. I hAVE SORTED ARRANGEMENTS OUT MYSELF AS FOUND DEBT MANAGEMENT DIDNT WORK,THEY HAVE ALL AGREED APART FROMN WELCOME AND QUICK QUID WHO WANT ME TO PAY £50 IM UNSURE IF WESCOT OWN THE DEBT,THEY JUST SAID THEY WERE NOW DEALING WITH IT,I DONT HAVE ANY DOCUMENTATION,LOOKED FOR IT BUT UNABLE TO FIND IT:-(
  9. Hi Jus t wondered if someone could give some advice,i have an unsecured loan with welcome finance,i originally borrowed £3000 in march 2006 and then in december 2006 borrowed another £2500,all this time i was making payments first of around £180 then after second loan around £280 until august 2007,i then went on to a paymeent plan which i paid £56,i then found it a struggle to pay this and asked welcome if i could pay less,finally welcome agreed to payments of just £25 which i continued paying up until about august when i had some very serious issues going on in my personal life,what had
  10. Yes i know how you feel,i recently got my first ccj from Tower Capital for a debt of £280! i have just paid it off MERIT FORCE threatened to come round,im unsure if they will but hope they doint,im not ringing as its an 0844 number i tried to contact them but no response back,i just want to sort this out but can only afford £40 ,my debt is £600 original loan and interest,it now stands at £900!!!
  11. Thankyou Having re read the letter again i notice its from somebody csalled MERIT FORCE,DOOR STEP COLLECTION,does anyone have any experience with them,im a little worried they are going to turn up whilst im at work and speak to my hubbie(he doesnt know about it )
  12. But isnt mackenzie hall the dca? i dont want to go over the amount i can afford as ive started to make some progress with my others. Thanks for your advice x
  13. Hi everyonehaving posted on here several times i am dealing with my debts i have payment arrangements in place now for several payday loans,i recieved a ccj from tower capital but have nearly paid that off,i am paying regularnow to: wage day advance payday express txt loan cash genie 1 month loan My problem is quick quid and wonga This morning recieved a letter from quick quid saying they are sending a collector round,now i have tried to come to an arrangement and offered £40,i owe £900,now i realise its not much but as i have come to arrangements with others and they have
  14. Hi all Wondered if somebody could give me some advice,i took out a loan with mobile money a couple of years ago against my car and have been paying it off and renewing ever since,i renewed it again in November and pay £40 a month or £80 if i want to clear the interest,i paid £40 december and £40 jan and have another 4 months to pay. Heres my problem,my car at present is in pretty bad shape and i think theres something seriously wrong with it,its going to be looked at this week but im dreading the cost and also the garage saying its not worth being repired!! Where do i stand with this
  15. Re: Received a ccj from tower capital!!! how did you get on with this? did they remove the CCJ. I have a ccj from them and was wondering if i offered full payment immediately if they would consider removing my ccj???????? Hi Apologies for the late response,i cpouldnt pay my debt back within the month so i emailed tower capital offering them a payment and have paid this since,the ccj was entered against my credit file and to be fair i also dont recall having a default notice,i was a little naive with the court papers,i should have dealt with it sooner but as i didnt under
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