Hi, Thanks for the reply. So if i can,t stop tax credits is it possible to not renew when they ask me to?

Hi, I,ve just passed my security questions after changing my employers details, so the next time i ring do i have to just give them the two answers to the questions we set up today? Or do i have to answer questions about bank accounts, mortgages, loans etc, like i had to today ? Cheers Winnie

Hi, I currently have an overpayment of £2000 to which i pay £20 per month, this is from around 2004. They recently wrote to me telling me that this amount was outstanding and that if i didn,t pay or contact them they would take further action. I contacted them in a panic thinking this is more money i have to pay back but not knowing how or why, i was told it was from a previous overpayment which i was under the belief had ceased because the £23 direct debit stoppped being taken from my account. I spoke to an advisor who told me i still owed £247 and could i pay it immediately. I said no, so he said he would add it onto the other £2000, but could i pay a larger amount, again, i said no. I,ll get to the point of my query now, I am finding dealing with these people taxing (pardon the pun) and i am getting increasingly worried of more overpayments, as i have enough debts without this going on. Is it possible to stop tax credits and if so, would i have to pay all the money i got paid over the last year? Would they expect all the money that i already owe them to be paid back as well? and is there a time scale? Another reason i would like to stop the tax credits is because i have an opportunity to become self employed, and this is going to be enough to get my head around without dealing with these people as well. Hope this makes sense, Thanks Winnie