Thanks for your reply I understand, however this money came from a normal account, not the bank. So this money was originally mine and the bank has already got back what was rightfully theirs. So the only person whose losing out is the fraudster (who deserves it anyway and I suspect has been caught now). Do you know about the law surrounding this? Someone told me you can claim the money under these circumstances, after 6 months, but I am unsure and dont know how to go about it. Thanks again for your reply.

Hi everyone! Looking for some friendly and accurate advice, there doesnt seem to be much about this on the internet. So around 4 months ago my online account was hacked and a large sum of money was stolen from my account in three different transactions. My bank immedietly refunded this, stating that their fraud team would find the money which would go back to them. So the money was refunded by my bank. Then when they chased the money it was put into my account and taken out immedietly. About a month later, one of the transactions for around 5000 was put into my account again. Please note that this transaction was from a normal account, not the actual bank. This was about 3 months ago. I have left the money in my account and not touched it. Can I (and if so when?) claim this money as mine? Also I need to get a mortgage soon, would it be unsafe to do so because of the 5000? Would they question it? Many questions but I want to be safe. Thank you.