Hi Deb T thanks for the info. With regards to the CCJ I had thought that just not to sure if it's worth paying as its for £274 but on my report it states that CCJ's stay on the report 6 years from settlement date (probably just me not understatnding it properly) and didn't want to keep it there any longer than I have to. The Repossession Information on my record is blank but would there have to have been a CCJ in order to start repossession? As for the Orange info it's annoying more than anything as this will be the last default to disappear! Will be checking with the other CRAs and Registry soon.

First off Hi everyone! Have just discovered this site and believe it will help me alot! Ok so finally plucked up the courage to check my credit report with experian last week and was pleasantly suprised. It shows I have an outstanding CCJ from March 05 am I right in believing this will still be an outstanding debt but removed from my credit report by April 2011? (Don't know what it for.) It also shows I defaulted on my mobile phone contract (Orange) but was disconnected and settled on July 06. Pretty sure I got to the end of my contract and I terminated my contract! Also shows default on my mortgage but settled. Now the confusing thing about this is was my house was repossessed (bad times) but doesn't show this (lucky?) and the last 2 months payments of the account were on time! Just wondering if anyone can help shed some light? Thanks in advance

Hi, just like to say Current Bank accounts WITHOUT an overdraft do show up on your Credit Report. Well mine has.