Thank you so much for your help. Your answers are quick and am relieved by what I hear. I will certainly help your website.

Thanks so much for your reply. I think it would be best to keep myself with a low profile. I have a bank account in the USA, which I can use over there so I hope this shouldn't cause any problem. Of Course as far as the address they have my family home address, as my mother sometimes does receive letters which she sends back. But I am just scared of visiting my family just in cased they stopped me at the airport due to the debt. But I gather from the above and this wouldn't happen as it's a civil matter. Is it true that If I ddin't acknowledge the debt since 2003 it would be wiped after 6 years, or would they still be able to pursue this matter through courts. Thanks

Thank so much for your replies. It's not to do with any debt like council tax or monies taken from loans as such. It's just credit cards and unsecured loan. Does that mean when I do travel I shouldn't open any bank account as such and stay clear from any of the financial offerings. As I only wish to visit but would like to slowly move there if it does allow me too. When you say non resident - I hold a British Passport would that still apply at that time as I wasn't in the UK if they did use my previous address to get a CCJ? Thanks so much for your help.

Hello, I have been outside the UK since early 2003. I have been in Latin America. However had several outstanding balances that I couldn't afford to pay and left it as that. I know since my departure there has been several times that Bailiffs did send letters to my mother's address in the UK, but she basically returned their mail. I know I have 2 CCJ's before I left the UK, and I am certain I may have some more right now, looking at all the other responses I would like to understand what can the DCA's do in this regard. I read something about 6 years or more, but can someone clarify this that a debt cannot be enforced as such after those years have passed. Also that I have never been in communications with any of the companies that I was in debt with since 2003. I am more than scared of returning back to the UK, as perhaps I may be arrested on the spot at the time of entry due to the CCJ. I just wish to visit my family there. Can anyone help...Thank you so much!