ok dokie thanks for your help will try that

cheers matey sorry to sound dumb but what does SAR mean lol

Alright guys thought i would try and claim back some ppi that i think may be owed to me i had a credit card in 2004 with monument the card has since been paid off and closed now the issue i have is that i need to know my account number to put on a claim form and where to send it to where could i find these details as it appears that monument have dissapeared any advice would be much appreciated thanks craig

thought i would give an update on this i rang black horse and they have agreed to remove the car from the hpi list due to it being a personal loan so happy days i can sell it

Another question a friend of mine wants to swap his car with me he knows the situation with my car but he said he will swap in good faith thing is if I swap will black horse be demanding they're money back when the keeper changes even though I won't stop paying the monthly payments ??? Thanks Craig

Alright guys done a few searches and seems like im not the only person with this issue basicly i got a car a year ago on finance i was on the understanding that because i had a loan and not hire purchase i was free to do with the car what ever i wanted well since owning the car it has had 27 warranty claims in the space of a year thats including a new engine well the warranty has ran out now and i want to get rid of it due to lack of confidence. The thing is the car is showing up on the hpi register saying personal loan i thought if its a loan i can sell if i wanted to so i can purchase another vehicle but i will struggle to sell due to being on the hpi list and i wont be able to sell the car and pay the loan due to the amount of negative equity so was wondering what my options are i cant not pay the loan because it goes out on the day i get paid i would sell the car but im pretty sure that when the name is changed the finance company are notified any advice would be great thank you craig

cheers for the info its v helpful ive just gotta try and find my credit card account number as it was a long time ago i have since cancelled the card also which address do i send the letter to

Just stumbled across this part of the forum I bet I look stupid but I didn't know you could claim charges I have had a credit card with Halifax and bank account which on both I was gettin charged then gettin charged for goin unauthorised overdraft this was about 5 years ago and in the end my parents bailed me out and cleared the credit card and got my balance sorted on my account the question I have is was it to long ago to claim these charges back if not is there a step by step guide on here of how I go about claiming these charges back thank you Craig

That's the plan I'm sending a copy to vauxhall and a copy to my finance company which is black horse

It's hp I think

just spoke to trading standards and they pretty much said the same as you gonna type a letter up now and see what happens they also said if i get fobbed off they will get involved thank you very much for your advice and quick replies u have been very helpful

i have hpi'd the car and there is no previous accidents and from what i can see from inspection i cant see any signs of having any bumps or accident damage or different colour panels

The problem is at the bottom of the list ie miss fire when cold and sorry for bein a bit vague lol the knock I mentioned was when u put it on full lock the noise you got was a knock knock knock which was the cv joint on the drive shaft the mileage is 42k it had nearly 40k when I brought it but had a new engine fitted by vauxhall at 28k

Hi thank you for the reply I got the got the car in feb from a vauxhall dealership in Cannock called brindley vauxhall it was a used car a 2007 plate vauxhall corsa Vxr which was up for £11.500 when I first received the car it had a knock went back to vauxhall for 2 weeks to be fixed which turned out to be a driveshaft since then the bits I have had replaced are Maf sensor Fuel filler cap Head lights Coil pack Thermostat Heater matrix Top suspension mount bushes Drop links Spark plugs Rear wiper motor Rear screen washer Handbrake cable Wheel bearing Half shaft That's wat I can remember and now when it's cold it misfires really badly and when It warms up it idles really lumpy

Hi peeps I'm just after a bid of advice really 6 months ago I got a car on finance with black horse from a vauxhall dealer and ever since I've owned it it has had nothing but problems it has had 15 problems fixed under warranty and now something has broken again I'm just sick to death of it now I can't sell it cuz it's on finance and the settlement is more than wat the car is worth so I just wanna know if there is anythin I can do cheers