hi hope some one can help . i was issued a unpaid fare notice a ecm via east coast trians . here is the story. i was going to a job interview. paid for a return ticket via my debit card . i was very nervous and prior to going for the interview threw my home bound ticket away in the office bin of the company . coming home i still didnt know i had thrown the wrong ticket away and was issued with a unpaid fare notice. tried to explain to the guard but it fell on deaf ears. i phoned the company on the way home in the train and they found the ticket in the bin and posted it to me . very kind of them . i sent appeal letter in detailing again what had happened but they still want the fine and now admin charges on top. it seems really harsh .how should i conduct this further,

i have been restoring a very old mini . and when i finished it i insured it. i have now sold the car and the insurance company want £40 cancellation fee £25 admin fees etc etc. looking at the policy i was also sold legal family insurance for £22 that i didnt even ask for, they are now threating another £25 admin fee on top if i dont pay in time ..surely this is unfair !!