justin4real
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hello i have now got the account set asside and now im wondering on what the best methods and route to go down now i got the ccj set asside. any help regarding this would be much appreciated. total interest in last 12 months added to the credit accounts is £948.84 as i write this message and im finding it hard to pay the accounts off again now work has dropped my hours by 20hrs a week. down to flat 40hrs a week not the 60hrs
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No they have submitted the set aside as I sent them a letter including the default notice which they instructed there solicitors to start the set aside. Which I have recieved the letter which they have sent to the courts which is asking for the ccj to be set aside due to the account being statue barred at time of it being filled to the courts back in October 2008. That's why I'm asking can I now claim any money for them doing this. My current situation due to having to take out credit at 35% apr is killing my finances and it's at the point where I'm struggling now to pay them all as another one is @ 39.9% due to having the ccj against me! Regards
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yes its now in county court with district judge and should be getting sealed by the end of week. got all letter from there solicitors too requesting it and all signed. justin
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Hello to all on CAG, does anyone know if i have a case to submit a claim against them in a court or would it be better to go to a solicitor regarding all this as i am struggling to pay off the amount i owe on current credit account due to the over rated interest rates that are on the credit accounts, ass a result of this company being granted a CJJ to which i did state in 2009 is was statue barred at time it was submitted to the county courts. some help would be much appreciated as its costing me £502 a year on one account i have and not to say the other two i have. i have all letter stating that capquest agree the account was statue barred at time of it going to court. regards
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I had told them after i found out about the CCJ, that the account was statue barred at the time it was filled to the county Court. I have had them phoning me regarding the Amount Outstanding to which i replied it was statue barred. they replied that makes no difference to them. i still owed them the money. As to them getting the CCJ they must have had the same paperwork i have. applying for a ccj knowing that the account was statue barred at time is illegal. thanks for posting in right section on your site. regards
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i am currently writing a follow up letter asking for them to make me an offer for damages at the moment but not sure if its going to be right to send them a letter asking for them to do an investigation into this matter and demand costs for the damage/ Problems they have caused to me and my life with having illegally obtaining a CCJ against me. just wondering what amount can be agreed as normal considering it was not a Legal CCJ. dont think £5000 would do it. 7.5K id settle with. but i would be happy if they would ask me lol.
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hello all my story is as follows; Capquest DCA obtained a CCJ against me in october 2008 to which i had no knowing of untill i decided to get credit. since then i have had many arguements regarding the CCJ and have told them many of times that it was statue barred at time of them submitting it 2008 till 2011, year has passed since i last spoke to them on the phone as they had phoned over and over again to which i got the police involved and was allowed to change my number free of charge because of nusance phone calls from them as they known i worked nights (loved to phone me at 9:15am every morning). this month i decided to write to them regarding the CCJ and i got a set asside letter as they had recieved my letter containing the original default letter i recieved from the company i had the debt with. along with this i got a letter from the solicitors they als deal with asking me to sign the set asside letter to which i have signed and sent back to them, i have recieved the signed copy from them and a letter saying they have submitted it to the County courts. now i am wondering if i can sue them for damages to my credit and also for anything else as they had obtained a CCJ knowing that the debt was statue barred at the time they submitted it to the Courts. according to the letter i have recieved they have stated that the account is indeed statue barred at time of going to county court. please if anyone could help me as i am at my witts end with this company as i would love it if i am able to small claims them / go to a solicitor and have them pay for all the hours of arguing with them telling them it was statue barred? regards Justin.
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the website you forwarded me to and i did speak to there support line are ok but may have to go to solicitors to deal with this matter by what they said as they will have access to records that capitalone will not send to me.
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i will try that as they are only using 2 numbers at the min 01252 576436 and 576300. would love it to stop
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that would have been january or febuary of 2002. thats to what i can remember i know they had added 2x £36 for late payment and an overbalance the last time i saw a bill
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To be honest i have not paid them a penny not even when they had phoned me over and over again for one whole monday afternoon a few weeks ago.
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a bit more information is that the credit limit was only £200 lol and people tell me not to pay more then the £200 but i wont pay anything if I dont need too. but they can forget the £588 they say i owe.
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they used an address for me which i have not legally lived at since 2004. which my father lived at the address up till jan 2008. i was homeless for over 18 months stopping others addresses. till july 2008 and upto aug/2009 now since moved to where i am now.
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Please help me out people as this is really getting me down with them waking me up at 9am or before.
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Its FOR a capitalone credit card that defaulted back on 08/04/2002 and CCJ judgement passed in october 2008 according to info i got out of capitalone and ccj info on my credit history
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yes they phone me at least 3 times in morning then again at 4pm every day but they had abtained my phone number illegal means i suspect as its on my partners name as its her second contract phone number.
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Hello everyone. heres my problem. i went after a new double bed last month and got turned down..... i went home and got a credit report done of myself to which it come up saying i had a CCJ from northampton CCBC (bulk centre lol) with an amount of £388 pound. so I phoned them right up and they said its capquest and here is the account number. phoned up capquest and they said that i now osed them £588 how can i owe them £588 when the ccj is at £388.. can anyone help me on this matter as this account i know they have not got any of the paperwork for as i have asked them for it with no reply from them in a month. many thanks in advance
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