my hubby started back to work in feb we got a letter from the council asking us to reaplly for housing and council tax ben,which we did we gave them all the evidence they wanted, except an award letter from the working tax, as we hadnt got it, but were told to send it to them when we did.. we then recieved letters from the council saying that we were entitled to full housing and council tax rebate, we took this into the housing association and as we figured this was wrong as it didnt mention that we were recieving working tax, we paid full rent and were under the impression that our housing association would inform the council of the mistake and tell them that we are paying full rent. i then recieved another two letters one with a completly different housing benefit award and another letter after this stating again that we were getting full housing and council tax rebate..well!! i emailed the council and said look what am i exactly supposed to be paying here? now today i recieved a letter from the council saying that i have had an overpayment on my last months housing benefit and i have to pay it back, i paid full rent and it would have been the housing association that got any housing benefit paid to them..why am i being persued for money that i dont owe?.. iam so confused by this and sorry for the long winded post..i hope it makes sense

i know how you feel, the rbs are a bunch of cowboys..not only do they charge these bank charges of £38 they then send you a letter saying you are due and extra £20 for getting a bank charge and on it goes, i didnt get anywhere with the bank and sent off a letter to the financial ombudsmen, only to get a reply saying that rbs say we werent in hardship as we dont have any loans with rbs?? so all the other bills and debts we had meant nothing to them.. although my hubby is back at work were still not much better off, if at all..bills are mounting up and debts still need to be paid, hey ho!! i dont see there being anything else i have the energy to do regarding reclaiming these charges.... like you my creditors are being told that i cant pay a lot back to them and they will have to lump it lol.. hope things work out for you