But is very faint i have taken a photo with my phone and blown it up and still cannot make it out but zooming in on the photo?

as far as i can see it states 1200

Hi DX100 neither are showing on our credit file so what do you suggest we do with both ignore and see what transpires?

Here is my reply from Link my CARD MBNA CCA return.pdf

Here is my Wife's reply from Link IMG_20180729_0004.pdf

Hi Bazooka No Mate i have all the small print and the first page is my Wifes signature page the second and third are mine, do you need me to scan the entire letter for both?

it was an MBNA now with Link Financial

Here you go let me know IMG_20180729_0002.pdf

What software do you guys use to omit sensitive data from a scan?

Ok Brilliant give me 5 minutes and i will scan them up

And buy the way i was succesful in my Purchase mortgage and my buy to ley mortgage so all good there is life after a DMP thanks to this site ....

Right quick update had one come back to me with a signed agreement all looks legit what do i do now still ignore?

Cheers Andy

So do I just ignore them or do I write and tell that the Credit agreement aint worth the paper it is wrote on?

I am paying nobody just wanted to know if future lenders can see I was in a DMP ? now not paying the monthly figure so balances outstanding say I had a RBS account defaulted in 2006 and applied for a Mortgage would they still have records so say I have not paid it even if they had sold the debt on to Milking parlour

Just a quick question I was in a DMP and have now cancelled I have one entry on my credit file which is showing as cleared but has the marker AP but settled. The question is can a Mortgage lender look into and find out if the monies outstanding on my original DMP have not been paid back.. so if asked could I say that was the only one I had and now it is settled? by the way all the others have dropped off my credit file

Morning no i did not sign the letter i sent requesting the signed agreement

Cheers Andy thats one of my list thanks to you guys

and it does not show on my credit file anymore, so i should ignore them then what the worst that can happen

The people handling this is not Tesco but a company called IDEMservicing

Hi Lol yes and he had massive glasses i was in a debt management plan and was advised to stop it send CCA to all my creditors, this the first reply back if it is enforcable then i would negoitate a minimal payment to them!! if i could i would love to tell them to shove it money grabbing gits

Afternoon following on from another thread i sent off for a signed credit agreement and have now received this what do i do next as i can hardly read it and they also had my surname wrong and just crossed it out and wrote the correct name in pen and it was signed with my signature but deleted now for obvious reasons Tesco signed agreement.pdf

Also if am not paying the monthly figure then surely my credit score will drop as late/ non payments will affect it

exactly that is why i sent them a SAR and have not received it

So in order to keep my credit file clean i need to pay this off or keep paying on time. is that correct?