Hi Everyone, This is my first post, I have read over the post threads to try and get an idea of what i need to do to get this mess dealt with. Does anyone know what the first step is? Some positive news though, a friend of mine who was on the course wrote to Hitachi capital (twice) and they have now offered him a £2600 refund. this was calculated by dividing the total cost of the course by the number of modules then subtracting the cost of the modules which had been completed for started. had anyone else had this offer? As for me, I paid half the loan to Anglo Capital, then transfered the remainder of the loan to Hitachi Capital. What do I do first!!! Help!!