Thanks for the advice Middenmess, what do you suggest I post up??

Hi Dotty, I suspect mine has been too, how did you know it has been unlawfully recinded?

This should work Full page fax print.pdf

i have no idea Dotty, I'm getting frustrated now! It opens up on mine in 1 page!!

Hopefully that is a better copy!!

file: scan0003.pdf

On my PC its 1.4mb and lifesize Is there a better way of uploading?

How do I get a better one on here Dotty, please help!!

This might be a better attachment

Copy of CCA Below

Does it matter which DCA it is, are they not all the same? I'll scan my copy of the CCA and post it up.

Also Exchange of witness statements is about a month away if that helps!!

My CCA Agreement is identical to Littleberts below if that helps http://www.consumeractiongroup.co.uk/forum/legal-issues/158071-howard-cohen-co-cl.html

Thanks Guys, I have been on this site for quite a while, I am being taken to court Submitted AQ (info ganed on here) Submitted defence (again on info gained on here here) Submitted standard disclosure Had a good look round for docs recently as had to attend a pre-trial hearing and this info has only just come to light after closely examing the docs the other party submitted in preparation for the hearing.

I'm reluctant to give too much away as I want this up my sleave for the trial, or is that too risky??

The agreement dates back to 2004, it is a very bad copy, like all MBNA's on here and one section of the terms is even missing.

I am worried about the Solicitors reading this and then changing things before any trial. I have the original assignment (FROM THE DCA and on DCA headed paper) instructing me that the debt was assigned on the 30th April 2008. I did not receive a default notice from the original creditor but a copy from the DCA's solicitor. It reads In order to comply with this breach we much receive a payment of £xxxx by 6th May 2009, your current balance is also £xxxx The payment of £xxxx is also incorrect and was not the minimum payment required when the account was sold.

I have started a new thread, http://www.consumeractiongroup.co.uk/forum/mbna/263411-invalid-default-notice.html

Thanks Dotty, I didn't realise it had to be in a certain forum!!

Found out how to start a new thread and have done so in MBNA, thanks

I am being taken to court for an alledged debt for MBNA. The Debt was sold to a DCA and the solicitor acting on behalf of the DCA has sent a copy of a default notice which I beleive to be Invalid Firstly the default notice states I have until a certail time to respond yet the transfer of the debt took place a week earlier. Also the minimum payment I have to make is incorrect. Is this Invalid?? Please help

MBNA, sorry, I don't know how to start a thread , sorry for my stupidity, I cannot find the "New Thread" button anywhere

No, this is at court stage, I alledge the copy of the default notice I have been sent is fake!!

The Solicitor acting on behalf of the Debt collection agency who bought the debt! I suspect it to be a forgery!!

Hi I'm new to this site, How do I go about starting my own Thread for adivce on a default notice I think is Invalid!!