I have read everything that has been put on here. Its true that there is nothing we can do about the fact Frank has run off with our money, as the business did work at one point and they did get some results for people a few years back. I talked with the "big boss man" at the Fraud Squad who has been dealing with this case. They cant take it further as Frank hasnt done ANYTHING WRONG (ha-i know its a joke, as we have lost so much money) the FACT our money has gone, is down to "bad business management" as I am told by fraud squad. I dont think this is a place to be pointing the finger and putting the blame onto other people. This was FRANK GALLERS business, he took and kept the money. I dont believe Natasha, Martin or anyone else had anything to do with any of this. I have friends who started to do there mortgage and have lost £6,000 so for the people who have only lost £600 you've been lucky in that sense as it could be worse. I guess we should put this down to "a lesson learnt"...If something is too good to be true then...IT IS. None of our credit cards or loans have been cleared or written off...as this cant even be done Write off your debts?: Can you really challenge credit agreements?... Please view and read this adivce. We have loast £7,200 between my family. Its shocking that someone can do this and get away with it, but sorry to say its true, unless we seek legal advice, which my family are not willing to do, we are not giving anymore money to this situation. We need to draw a line under it, sort our credit cards and loans out how ever we see fit. My other half and I have lost a lot of money, havent made payment on 4 accounts for over 12months and now have a 10 week old baby..........SO thank you very much Frank!!! I understand you all feel done over as do we, but the fact is we wont see that money again. The police cant do anything about frank and now we have to make payment or settle the outstanding debt. Princess5 I hope this helps as it was you who asked the question in the first place. Good luck with all your creditors everyone I do hope you get all your situations sorted out. P.S FRANK if you are reading this which I would think you are, you have done an aweful thing, left a lot of familys with no where to turn and we could lose our homes. It was a no win no fee, but if you run off with the fee then this leaves us with no where to turn yet again. You are a poor business man. There could be more to say but I think other people have said that for us on this forum. Karma!