Here's the news guys..it's reliable. There's a good 24-30 months left in WFS (as job security goes there is worse than that these days.) Jacksh1t happened on Friday, and won't be happening any Friday soon. What will be happening will be more intensified collections...WFS is taking hundreds of people ON...far more then have been laid off in the branch network last year....collections heavies, and temps looking for a piece of bonus for grabbing the cheddar in. As Club 18-30 say, not here for a long time but here for a good time. It was the branches being cowboys that screwed the business up, so they now have a tightly controlled and huge collections department, focussed on hammering deliquents. WFS has sold 15,000 of it's most hardcore debts, they are being written completely off their system and are going to some unrelated, heavy and very solvent dudes. Expect them to be camping out on your doorsteps in the coming weeks. Another 15,000 are going to Cattles debt heavies The Lewis Group.....AOE's galore! Got a car? 2 months arrears and it's gonna be repo'd here on in. WFS is like a wounded animal, and it's starting to bite. Also PPI scrounge-backs, take a number and get to the back of the queue, you think they're going to expand their complaints department to pay back your bet money even though your horse came last? Nobody cares, it will be done in their sweet sweet time. Moan at the FOS all you want. It's a sh1t company, don't get me wrong...but illegal loan sharks are sharpening up their baseball bats countrywide and rubbing their hands together with glee at all the new business it will get, now the last chance saloon is beginning to close it's doors.