Hello Everyone Mine Is One Step Further They Sent To Me A Reconstructed Agreement The Financial Services Ask The Bank For My Details As They Bourght The Deb And In Result Of This They Have Sent To Me This Copy Of The Loan Agreement With My Name At The Top But No Signature And They Stated If I Do Not Make The Payment They Are Proceding With County Court Judgement Dont Know What To Do And What To Send Them In Reply

I Ask For A True Copy Of The Agreement On The Loan I Supposed To Have Taken Out In 1993, The Answer Was Hfc Could Not Send A Exact Signed Copy Of The Agreement Due To The Length Of Time That As Expired Since The Said Loan. Hfc Have Provided The Information In Order To Reconstitute The Agreement And They For Provide Me With A True Copy Of The Agreement In Accordance With The Consumer Credit Cancellation Notices And Copies Of Documents Regulations 1983, Which Previously Advised Allows For The Signature To Be Omitted.they Also Go On To Say They Will Be Issuing Legal Proceedings Against Me If They Dont Receive My Payment By The 24th Of Feb 10. Can Anyone Help As Time Is A Important Factor As They Have Said They Will Proceed With Court Judgement. Can Anyone Answer Me Asap , Dont Know What To Do Next. THE LOAN IS ACCORDING TO THEM 17 YEARS OLD AND I WAS AT THE SAME ADRESSE UNTIL 2004, NEVER RECEIVED ANYTHING FROM THIS BANK TO SAY THIS SUPPOSE LOAN WAS NOT GETTING PAID I AM TOTALLY CONFUSED WITH IT ALL.

i have received a personnal loan agreement with my name at the top but no signature on it , i really dont undustand can anyone help me . thank you

the rest of the letter was from the TBI Solicitors. should our client fail to receive your next instalment by the 24th of feb they have instructed us to issue legal proceedings againts you for full outstanding balance, with the intention of obtaining a ccp . You will be liaible for all costs incurred and interest will accrue at the contractual rate of 23% per annum. any advice