Hi I am a newbie on here I am on a DMP with Payplan since August 09 I have 2 debts with MBNA they accepted the payment plan and have been paid regularly since Aug 09 yet today I received 2 court claim forms (Northampton) the solicitors acting for MBNA are Restons. I received a letter from Restons 5th Jan 2010 requesting payment and financial statement I contacted Payplan who told me to send copy of the letter to them which I did the same day and they would deal with it. The date on the court forms is 22nd Jan and Payplan did not contact them until 25th Jan ? dont know if the delay has resulted in this legal action ?