I believe the executor of the will has an appointment to see a solicitor end of next week. I agree about it being complicated. No PPI as far as I know.

A friend of mine recently passed away from cancer. Not long before she passed away her mother died. Her mothers estate had to go through probate. Shortly before my friend died her mothers probate was completed and my friend was due to receive appx. £20k inheritance once her mothers house has been sold. However my friend died before receiving the inheritance. Aside from a couple of hundred pounds my friend had no assets, ie no house, car, jewellery or savings. She did have however around £20k worth of debts to 2 credit cards and 2 personal loans. My question is what happens to the inheritance money (once her mothers house has been sold)? As it stands my friends estate does not have to go through probate because she had below £5k in assets. Once her mothers house is sold and the inheritance comes through would her estate then need to go through probate and the debts be paid off or does the debt get written off and the inheritance passed onto her children?

Thanks Pinky69 for the advice. I've tried to find a template letter of Notice of Assignment but can't find one. Does anybody have a copy of a template I could use? Thanks in advance.

I have a debt thats around 10 years old that I'm slowly paying off. Over the years the debt has been passed from the original creditor (HSBC) to DCA to a different DCA to yet another DCA. In fact I've lost count how many DCA's I've had dealings with over this debt though I do know it's at least half a dozen. What I was wondering was what are the chances of the latest DCA actually owning the debt or at least acting directly on behalf of the original creditor if they even have to? As extra info in case it makes a difference I have a CCJ placed upon me by the previous DCA to the one I'm dealing with now. I admit I have the debt and am making agreed payments towards clearing it.