hi everyone, im new to this forum. like most people her i have been recieving the threatening letters from ACS:LAW i have sent a first lod to which they just sent another letter claiming to have received no responce. even though i sentand paid for next day delivery. and i have now recieved "NOTICE OF OFFER TO SETTLE - PART 36" and now im even more at a loss on what i should be writing back. i am just your average joe. i aint got a clud how to but letters together for anything like this. i found a template for my firs lod but have had no luck trying to find anymore. so im asking if anyone knows of any more lod templates that i could see/use to respond to this PART 36 letter. or if anyone else has recieved this letter could you please help/tell me in what you did and what i can do next. thank you all for your time.