My husband works, I'm at home full time with our 2 young kids so I'm in no way shape or form associated with wonga.com and neither is he. I just have an oppinion, obviously one that people on here don't like. Merry christmas everyone!

What the hecks a troll? lol.. Nope I'm not one of those things with pink spikey hair you put on the end of a pencil.

Have you got reciepts/ proof that you have paid the default? If so you may be able to send that proof directly to the credit reference agencies and get it amended. Sorry you are going through this, hope you get it sorted out soon.

I understand that people can reach financial difficulties but a wonga loan is a short term loan, max of 47 days. So you don't get one out unless you know for a fact you can repay it on a particular date, or before that. Its a completely different situation if its a long term loan and something unexpected happens....Oh and by the way thanks for the insults, I may be northener but at least I don't get credit out with the intention of not paying it back. I'm not as low as to stoop to personal insults. Thats the problem with this country, too many people expect money and don't want to repay it. And I'm english, born in england and proud.

why do you people get loans out when you cant afford to pay them back? I've used wonga.com and they do warn you about what happens if you don't pay them back. I've never had a problem with them because I've always stook to my side of the agreement and paid them back!!!

They like to claim interest on big cheques so they leave it sitting in their accounts longer. I had to wait nearly 2 weeks for a 22000 inheritance cheque to clear.

I'm having a nightmare with my next account at the moment. Gave me a 600 pound limit. I've paid more than the minimum every month, stayed within my limit. They decided to drop my credit limit to 250 without letting me know, which means i am now over my limit. I haven't even signed and sent off the credit agreement its still here at home. Does anybody know what I can do to get them to not mess up my credit file? Sorry new to this forum thing.