I sympathise with you. Having renewed my rac policy this september and paying my premium monthly i have recently changed my vehicle to a car that they won't cover. I have been told that to cancel my policy after only 2 months not only do i have to pay the £35 cancellation fee but on top of the £70 i have already paid they want an extra £143 for two months cover that i have already paid for!! That makes a total of £248 for two months insurance, I would call this daylight robbery!