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budobird

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  1. I have received today an application from my mortgage solicitors stating that the claimant seeks leave to enforce the possession order dated 2006 in accordance with the CCR oder 26, rule 5, and the possession to remain enforceable for 6 years without the need for the claimant to seek further permission from the court. Can anyone please tell me what this means and an i going to get an eviction notice????
  2. Eventually got through to them and was told that i have 2 monthly payments to make and that NO lump sum had to be paid at the end and at the moment my account was actually £1.85 in credit!!!!! Asked why i received a letter and was asked if i had ever changed it to interest only as that was showing on his screen and he didnt know why??? Obviously i answered no and was put on hold for 12 minutes . Because my account may have gone into arrears before, the charges have gone onto the capital balance. When Ascenden took over ion 03/03/09, due to not being told exactly what was going on i was charged 25 then 2 lots of 85 due to late payments. What they has suggested is to send me out a running copy which is free to see exactly where my money has been paid. And that I WOULDN.T be expected to paid the full 5k in full although the letters said i would have to but could come to some arrangement with them. I explained that i was extremly annoyed as far as i was concerned i paid my last payment next month and the loan was finished. I await the post over the next couple of days and will keep you updated. Thanks for your help.
  3. Still trying to find that out!!!!! If they ever answer the telephone.
  4. From what i can remember i took the loan out over a five year period which is up in February. I dont remember there being a large payment agreed at the end of the term as i know i never have that much money and so wouldnt have be able to afford it. The new company name now is Ascenden. Have been trying to get through to them on various numbers for last hour but no one wants to talk to me.
  5. Can anyone help please????? Took out a secured loan with London Mortgage Company and to cut a long story short received a letter to say that Capstone Mortgages (with whom i have a mortgage with although it was originally SPML) were taking over. That was ok but then a few months later got another letter to say that someone had taken over. The final long payment is due next month and they are saying i have to pay over 5k. The orginiasl long was only for 5k and have been paying it all the time and payments are up to date. I am not in a position to make the payment in full or a lump sum. Having spoken to them recently to check if i had PPI i am wanting to get advice beforehand as i reckon they will say that they need a full payment. Am worried that they are going to repossess my house. Please Please help???
  6. Hearing went well not being evicted and judge gave me even longer to pay it off. Happy Days x x
  7. Hearing went well not being evicted and judge gave me even longer to pay it off. Happy Days x x
  8. Got hearing tomorrow at 1100. Black horse solicitors had the cheek to ring me today saying if i paid a grand before thursday at 1200 the they would cancel the eviction. I told them i wasnt in a position to do this and was going to ask for the eviction to be suspended. Will keep you posted.
  9. Got hearing tomorrow at 1100. Black horse solicitors had the cheek to ring me today saying if i paid a grand before thursday at 1200 the they would cancel the eviction. I told them i wasnt in a position to do this and was going to ask for the eviction to be suspended. Will keep you posted.
  10. Sorry so i need 3 copies of the following: N244 , Budget Sheet, hospital letter, ppi solicitors letter
  11. Sorry so i need 3 copies of the following: N244 , Budget Sheet, hospital letter, ppi solicitors letter
  12. Yes i am back at work and earning money again. My company doesnt pay sick and so only got £79.10 ssp for 3 weeks off. Also i made a payment of over 2k in August this year and the confusion was that because of the ppi claim i thought that i didnt have to pay until it was sorted which is why i have now fallen behind with the payments. I am not very good when it comes to stuff like this, but will defo learn from my mistakes. Should i tell the judge that when my claim for ppi comes through that i will be able to pay off all the arrears as BH have only got 2 weeks to respond to the solicitors that issued the court papers.
  13. Yes i am back at work and earning money again. My company doesnt pay sick and so only got £79.10 ssp for 3 weeks off. Also i made a payment of over 2k in August this year and the confusion was that because of the ppi claim i thought that i didnt have to pay until it was sorted which is why i have now fallen behind with the payments. I am not very good when it comes to stuff like this, but will defo learn from my mistakes. Should i tell the judge that when my claim for ppi comes through that i will be able to pay off all the arrears as BH have only got 2 weeks to respond to the solicitors that issued the court papers.
  14. Also should a get a photo copy of the PPI claim from my solicitors and my hospital letter????? If so how many Thanks
  15. Also should a get a photo copy of the PPI claim from my solicitors and my hospital letter????? If so how many Thanks
  16. Thanks, Yes i have one child aged 11 . Will look forward to receiving the statement and am able to get into the courts first thing tomorrow. Many Thanks again, i will keep you posted.
  17. Thanks, Yes i have one child aged 11 . Will look forward to receiving the statement and am able to get into the courts first thing tomorrow. Many Thanks again, i will keep you posted.
  18. ok ta. Yes i am married and we all live together. My husband is the main earner. After budgeting for everything and keeping the payments the same i am left with £6 over. Should i add that on to my proposed payment????? It has changed slightly because of the price of petrol etc etc and i need my car for my job!!!! No car no job.
  19. ok ta. Yes i am married and we all live together. My husband is the main earner. After budgeting for everything and keeping the payments the same i am left with £6 over. Should i add that on to my proposed payment????? It has changed slightly because of the price of petrol etc etc and i need my car for my job!!!! No car no job.
  20. Hi I have completed the budget form but in section 4 where it states offer of repaymeny do i put what was aggreed or what i can actually pay???????? Thanks again.
  21. Hi I have completed the budget form but in section 4 where it states offer of repaymeny do i put what was aggreed or what i can actually pay???????? Thanks again.
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