certainly telling your wife all that info is a data protection act breach you say "The Reaction was in part due to me telling my wife the amount on the letter was all that I owed" which aludes to a balance being on the letter but then "All it said on the Letter was how much my monthly paym,ent was." did it include a balance or not as if it included a balance i think it will be difficult or impossible to prove the damge done was due to any of the other information (wife more likely to get annoyed for having the loan and how much than what you are paying per month or when you took it out) altho if they said it was secured that might be contrued as something that could have provoked a harsher reaction from your wife (that being said they may argue that she found this out some other way as, as far as im aware log book loans are all this company do so if you have a loan you must have a log book loan and something it is secured against). In all id say you have a tough one here in terms of proof of damage in that they can argue the angles here in that the damage would ahve been caused anyway - youd win i beleive in terms of your data not being protected and being given away without your consent but actually conpensation would be unlikely in my opinion since they will argue that damage was in effect already done ergo only the fact that they breached the data protection act left to compensate (unlikely more likely a slap on the wrist) not any actual damage. doesnt mean you cant complain like anything tho.. and this is just my opinion. As for the BOS ive heard that it does and that it doesnt matter on this forum so will leave that to others to answer My Solicitor tells me It would be very easy to prove in court , the issue would be cut and dry and THE DAMAGES I'm suffering are collateral and have a value and as such proportionate responsibility for this cost could be awarded !! The information Commissioner has already provided me with a huge amount of information and the breach is likely to lead to quite a substantial Fine for MM She didnt find out any other way they have writen to me accepting the facts as given and actually admiting to the Issue. I'm hoping to settle this with them by negotiation I always intended to repay the loan its just this has left me really angry and that anger is real. I thank you for your help but your decidingly obvious leaning towards MM leaves your impartiality open to question , interesting..... But Thanks anyway

As I'm not in default and have no intention to be at this point until my solicitor can fully understand where we are going with this I will keep my payments up todate That way THEY cannot take my CAR !! WE NEED MEDIA HELP WITH THIS I HAVE RESERCHER WILLING TO LOOK INTO THIS FOR WATCHDOG !!! People can e-mail me thier cases on (Edit)

YOU WILL BE PLEASED TO KNOW MM's GENERAL MANAGER IS WATCHING THIS FORUM HA! HA! HA! Thats proves this forum is working Making them Crawl I'm trying to get a national paper interested in these story's or WATCH DOG !! ANYONE INTERESTED IN PUTTING THIER STORY IN THE PUBLIC PLEASE E-Mail me at (Edit) I have a reasercher on Watch Dog looking for horroe stories E-mail me A brief outline of how you suffered and what happened

THEY GAVE IT TO ME MIKE PRESTON THEIR HEAD GUY IS WATCHING OUR FORUM BOYS HA! HA! I have now instructed a solicitor THE BOS AND THE AGREEMENT ARE INVALID AS THERE IS CLEAR EVIDENCE THAT MM employes profit from business , ie they get renumerated by salary but also by bonus !!! THAT BONUS whether it be a christmas or annual enducement is indication of renumeration/profit for performance IF YOUR BOS is Signed by the Credit agreement whitness there is a case I am to make my payment this month to buy time to get this to Court !! The Information commis. is going to make a ruling on my Breach of rights under the Data Protection act. Interesting times I'm happy to pay them thier money but only after I get justice for what they did to me !! Excuse my spelling in a rush !!

HI does this mean the BOS is invalid. I rang the High Court I need to get a Reference Nunber from MM for the BOS has anyone had idssues with this HELP !!!!!

"Interesting sounds like a clear data protections act breach in principle but we would need more info if it is it deffinately needs to go to the commisioner.......What did they tell your wife on the phone? and what did your letter actually say? Playing devils advocate for the moment if the letter contains the info your wife was told (or part of) and is addressed to you at an address you provided they may claim that there is no breach or that the subsequent breach was not the cause of your loss since your wife should not be openning letters addressed to yourself (ofcourse they do in principle) and may would have reacted based on what was there anyway ie its clear you didnt tell your wife about the loan so if she found out you had one from the letter (maybe contained acc no.s the word loan and a balance?) she would react the same way unfortunately there is now a get out in that i beleive they are required to send statments to you (not sure if this is annually or not) and ofcourse these are likely to have the words loan and balance etc on them would your wife not have reacted the same way if she read these?" THEY TOLD HER EVERYTHING HOM MUCH I BORROWED , HOW MUCH THE REPAYMENTS , WHAT THE LOAN SECURED ON , WHEN I TOOK OUT THE LOAN, EVERY THING !!! The Reaction was in part due to me telling my wife the amount on the letter was all that I owed she swallowed this to begin with but rang them to see if she could clarify this !! All it said on the Letter was how much my monthly paym,ent was. THIS BREACH OF CONFIDENTIALITY has got to be against the DATA PROTECTION ACT ALSO MY BILL OF SALE IS SIGNED BY THE SAME PERSON WHO SIGNED THE CREDIT AGREEMENT !!! IS THIS AN ISSUE !!!

Nickey thank you Solicitor in hand i have legal advice with my house insurance package strange but true I havent missed a payment next one due 8th of nov. So I'm guessing they cannot touch the car yet ??? Pete

Took out a log book loan with MOBILE MONEY stupid stupid stupid Anyway they wrote to me my wife saw letter and rand them up THEY THEN PROCEEDED TO TELL HER all my PRIVATE INFORMATION on the LOAN how much when repayments etc.... A COMPLEAT breach of confidentiality , because of this my wife has become very upset and chucked me out !!! Now I'm out of my home cant vsee my kid and having to pay rent and a mortgage !!! Now I cannot afford the Repayment I complained Mobile Money wrote saying sorry but it was "HUMAN ERROR" like F**K it was i told them under no circumstances was my business to disclosed to anyone , there website assures confidentiality so did the staff so that is contracted clause in my agreement with them privacy !! I have suffered a huge lose due to this breach of CONFIDENTIALITY, I wrote to Mobiler oney asking for a little time to sort myself out !! They said NO I think any judge in the LAND will see this as them causing me to have a loss aNy advice /help people

Took out a log book loan with MOBILE MONEY in August stupid stupid stupid Anyway they wrote to me, my wife saw letter and rang them up THEY THEN PROCEEDED TO TELL HER all my PRIVATE INFORMATION on the LOAN how much when repayments etc.... A COMPLEAT breach of confidentiality , because of this my wife has become very upset and chucked me out !!! Now I'm out of my home cant see my kid and having to pay rent and a mortgage !!! Now I cannot afford the Repayment I complained Mobile Money wrote saying sorry but it was "HUMAN ERROR" like F**K it was i told them when I took the loan out under no circumstances was my business to disclosed to anyone , there website assures confidentiality so did the staff so that is contracted clause in my agreement with them privacy !! I have suffered a huge lose due to this breach of CONFIDENTIALITY, I wrote to Mobiler oney asking for a little time to sort myself out !! They said NO I think any judge in the LAND will see this as them causing me to have a loss aNy advice /help people

Took out a log book loan with MOBILE MONEY stupid stupid stupid Anyway they wrote to me my wife saw letter and rand them up THEY THEN PROCEEDED TO TELL HER all my PRIVATE INFORMATION on the LOAN how much when repayments etc.... A COMPLEAT breach of confidentiality , because of this my wife has become very upset and chucked me out !!! Now I'm out of my home cant vsee my kid and having to pay rent and a mortgage !!! Now I cannot afford the Repayment I complained Mobile Money wrote saying sorry but it was "HUMAN ERROR" like F**K it was i told them under no circumstances was my business to disclosed to anyone , there website assures confidentiality so did the staff so that is contracted clause in my agreement with them privacy !! I have suffered a huge lose due to this breach of CONFIDENTIALITY, I wrote to Mobiler oney asking for a little time to sort myself out !! They said NO I think any judge in the LAND will see this as them causing me to have a loss aNy advice /help people