hI THERE ALL I have a loan with this company- I had never signed an agreement with my details or bank details on , and they even had my pay date inciorrect on their system, and my address details. They then sent me threatening letters wanting hundreds of pounds, although they attrempted to take the payment on the wrong day, and when I finally had enuff and tolsd them that they didnt even have a signed agreement, they said they didnt need one and that it wasnt legally required. I was then told on the phone that they would send out a new one immediately and would I sign that one!! I didnt and wonder whther I should be bothering to pay back this company whatsoever?? Please help:(

Hi all, new to this site, but had to join as I am having a nightmare with txtloans. When I applied for one loan, after being 2 weeks away on holiday I rcvd emails stating I was overdue and owed 200 on one loan. Apparently I had requested 2 "parallel loans" without even knowing it, even tho my website screenshot only showed one and I had never heard of 2 Parallel Loans!! Has anyone here ever had 2 parallel loans going the same time with txt loan. They claimed it was for a valuable customer although they never informed me ever about such an offer. I have now today rcvd an email stating that there Parallel Loans offer has been withdrawn by the company, but I am adamant that this has only been used to throw me off the scent that they had messed up and I should have never had 2! It has caused loads of problems with txtloan not once ever offering a reason or reply. I want to find out if this is all one big lie by a horrible company or whether I am one of many who have had these parallel loans. Their website and terms and conditions dont say anything at all about it- HAVE I BEEN LIED TO FOR MONTHS BY A SQUIRMY LITTLE LOAN COMPANY??? PLEASE HELP