Hi I've been following your posts and thought it a good time to join in. I received my first accusatory letter at the start of September, stating I hadn't responded to a previous claim (which I didn't get, but have had some problems with my mail deliveries). That one asked for £500 with a threat of £1000 damages imminent. I have no idea why I'm linked to this and certainly will not pay anything having followed the comments thus far. What really made me realise the randomness of all this was when I got another letter yesterday with a lower settlement figure of £350 and then the same letter again this morning, but with blank sheets and all mixed up; clearly a rushed, duplicated mess which looked like a pile of papers someone had shovelled from the tray of a photocopier into an envelope. I sent one letter of denial after my first letter and will stick it out whatever.