My mum, who has held a Halifax Visa Card for a number of years, recently passed away leaving an outstanding balance on her credit card in the region of £15,000. The account was passed to Blair, Oliver, & Scott for recovery, which was enforced over 12 months ago. My mum was paying these people a minimum amount of £40.00 per month with an additional 'cash' payment of £500.00 every 6 months after they reviewed the case, Now that mum has passed away, could any one advise me on what I should do now before I complete the probate forms as I can see that any monies left in my mums estate will not even be enough to pay them 'off' let alone the verbal bequest my mum left to her 2 grandchildren. My mum had no assets apart from 2 life assurance policies & approx' £3,000 in her bank account (not Halifax or BOS) Please Help!!!

My mum, who has held a Halifax Visa Card for a number of years, recently passed away leaving an outstanding balance on her credit card in the region of £15,000. The account was passed to Blair, Oliver, & Scott for recovery, which was enforced over 12 months ago. My mum was paying these people a minimum amount of £40.00 per month with an additional 'cash' payment of £500.00 every 6 months after they reviewed the case, Now that mum has passed away, could any one advise me on what I should do now before I complete the probate forms as I can see that any monies left in my mums estate will not even be enough to pay them 'off' let alone the verbal bequest my mum left to her 2 grandchildren. My mum had no assets apart from 2 life assurance policies & approx' £3,000 in her bank account (not Halifax or BOS) Please Help!!!