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Becky's Skint....

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  1. Hi , yes it dont matter what they phone you for they charge you £10 & £10 per letter £25 to come to your door. Ive got loads of them charges
  2. Mine is the same, It already has a tick printed so yeah so much for choice.
  3. Hi i have a loan with welcome finance and it was the biggest mistake of my life. I borrowed £3000 over 36 months & the total payment each month was £226.65 & the interest on top is £3796.48 & also a acceptance fee of £75, the Apr is 55.55% now that is high. I've got payment protection insurance on this which is £1167.92 & personal accident plan of £195 now i did'nt ask for these to be put on but they were already on the form when i recieved them. Anway due to money problems I could no longer pay the £226.65 a month so i went with a debt company called payplan which are really helpful & free. They reduced my payment to WF to £93.93 & they agreed to it. Recently i recieved a statment from WF with charges on & blimey i could'nt believe the interest charges they were putting on. Each month i was getting charged £166.16 next month would be higher & the hightest so far is £181. At first my loan was £8000 then they wrote to me & it went down to £4849 because they took alot of interest off so i phoned them to double check & it was right but then about two months ago i phoned them & they said i still owed them £6500 i was like what i heck. I had enough so i phoned fair tradings & they contacted WF & yesterday i got a letter from them saying they will not take the interest off so i am going to contact fair tradings again & i surpose i'll have to see what happens. But please please do not go with this company they are very bad news. I am at the point where im just going to say to them you are not getting no money off me at all because of this & they can take me to court. How the hell do they expect the loan to get payed off when im paying them the £93.93 & they are just adding interest its never going to get payed is it? As for the bloke that comented on here saying i work for Wf blah blah blah well up urs i dont care what u say WF ARE A BAD COMAPNY AND I HOPE THE COMPANY GETS CLOSED DOWN OR SOMETHING DONE ABOUT IT SO THEN UR ALL BE OUT OF A JOB THEN UR BE THE ONES IN OUR SHOES . YOU COME ON HERE THINKING YOUR ALL BIG & THAT JUST BECAUSE U WORK FOR THEM.
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