Read the letters carefully, follow the guidance you can find and do not panic. Do NOT reply to them admitting guilt as you seem to be unaware of the event

Tell your husband, point him to this site (and others) and let him read through it. He can then support you and you can discuss this with him.

Hi I have been reading this forum ever since I received my first letter of claim in June. I am grateful to all the advice given on this site, however, I have just seen on acs-law.org.uk that the following update has been posted, "Update: the first batch claims have been prepared and were filed at court on Friday, 4 September 2009. Service of the proceedings will be made by first class post and will be with defendants by Tuesday, 8 September 2009 at the very latest. The second batch of defendants will be selected on Monday, 14 September 2009. "