grange1971 / woodman etc i've got problems with barclays capital and the hedging they put in place - which they managed to do without telling anything useful -hiding it all in jargon and now that i understand what i've let myself in for, i'm furious they didn't tell me i couldn't cancel they didn't tell me it has nothing to do with current borrowings from the bank so even if i pay off the bank in full - they still want their money !!! i'm waiting for them to get back to me with a final stance, afterwhich i am seeking legal advice anyone taken legal advice so far ? rgds steve