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bertsuzuki

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About bertsuzuki

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  1. Hi, just got your heads up.... I take it you've forwarded everything to the OFT? They tried this with me and bottled out when i got the OFT involved and I took as heavy handed approach as i could to the whole thing. Couple of things though. I definately had no contact with them for well over six years - a fact that they cannot dispute. They might have you on a technicality over your date of last correspondance? If you have a default notice from them from 2005 that was sent in 2005 then you're within statute. If they in effect back dated the default notice then i doubt they have a
  2. Try this letter from the National Debt Helpline: National Debtline England & Wales | Sample letters | Dispute your liability for a debt where a creditor has not contacted you for over six years and you have not made a payment or written acknowledging that you owe this debt during that period Even better, give them a call! They are lovely people! You'll probably find that you'll get the same standard reply that i did admitting that they cannot use the courts to claim the money back, but the money is still owed...... load of cr*p! They'll keep sending you statements and the
  3. Text of the follow up letter I sent for anyone who needs it..... Pauline Curran Collections Operations Manager Student Loans Company Limited 100 Bothwell Street Glasgow G2 7JD xx June 2009 Ref : xxxxxxxxxxx IN DISPUTE Further to your latest correspondence of the xx of June 2009 – Notice of sum in arrears, it is again noted that you have blatantly chosen to ignore Office of Fair Trading debt collection guidance. The Office of Fair T
  4. In a nutshell they've given up on me by the looks of things! Ironically I received a statement of account from them this morning with a massive disclaimer at the top stating that its "not a demand for payment, for information only." The best part about it is that my rate of interest is now at -0.4 % (yep minus!) so they're now paying off their own loan! I've yet to establish whether I could argue that this constitutes continued harrassment as it is not a demand..... Depends how much they choose to annoy me in the future! The OFT have been great. Although they say won't take u
  5. Don't panic! Take a read of this: http://www.consumeractiongroup.co.uk/forum/legal-issues/204489-can-default-notice-placed.html I'll expand later if needed!!! Hours of fun!!!
  6. Point taken and amended. Thanks. I'd like to say it's nothing personal with the SLC, but i know my rights and i'll be damned if i'm going to be bullied over a 15 year old debt. They sometimes forget that the students of 15 years ago are now contract lawyers, barissters, accountants, etc..... their shear pig headedness is just annoying.
  7. Text of letter to OFT Enquiries and reporting centre Office of Fair Trading Fleetbank House 2-6 Salisbury Square London EC4Y 8JX 18th June 2009 Dear Sir / Madam I would like to complain in the strongest of terms with regard to the actions taken by the Student Loans Company (contact details enclosed) that continue to breach guidelines set out by the Office of Fair Trading. My concerns for complaint are outlined in my latest response letter to the Student Loans Company dated xxth of June 2009 [copy enc.] On the xxth of February 2007 I wrote to The Student Loans
  8. Text of letter to OFT Enquiries and reporting centre Office of Fair Trading Fleetbank House 2-6 Salisbury Square London EC4Y 8JX xxth June 2009 Dear Sir / Madam I would like to complain in the strongest of terms with regard to the actions taken by the Student Loans Company (contact details enclosed) that continue to breach guidelines set out by the Office of Fair Trading. My concerns for complaint are outlined in my latest response letter to the Student Loans Company dated xxth of June 2009 [copy enc.] On the xxth of February 2007 I wrote to The Student Loans
  9. Text of response: Pauline Curran Collections Operations Manager Student Loans Company Limited 100 Bothwell Street Glasgow G2 7JD xxth June 2009 Ref Further to your latest correspondences (multiple) dated xxth June 2009 – Notice of intention to register student loan defaults. It is noted that you “intend to make all student loan defaults a matter of public record and pass default information onto credit reference agencies.” As you are fully aware and as made very clear in my correspondence of xxth February 2007, acknowledged by yourselves on the xxth of May 2
  10. Text of letter to be sent: Pauline Curran Collections Operations Manager Student Loans Company Limited 100 Bothwell Street Glasgow G2 7JD 17th June 2009 Ref Further to your latest correspondences (multiple) dated xxth June 2009 – Notice of intention to register student loan defaults. It is noted that you “intend to make all student loan defaults a matter of public record and pass default information onto credit reference agencies.” As you are fully aware and as made very clear in my correspondence of xxth February 2007, acknowledged by yourselves on the xxth
  11. Hi, i'm in the process of drafting a response to the SLC threat to issue a default notice. Having spoken to the National Debt Helpline to get my facts reasonably straight it appears they're breaching all sorts of guidelines by threatening to issue defaults when an account is in dispute. Give me a day or so and i'll post the text of my response to there latest missive.
  12. Title says it all really. I won't bore everyone with the details. Student loans were the old style pre 1998 type. No contact from 1999 to 2007 when i popped up on the land registry. Sent the obligatory statute barred letter clearly stating account in dispute. Got back the response that they couldn't use court action to recover the monies - result! Next they send me a statement of account and letter demanding immediate payment - i countered with claim of harrassment. latest update - 3 letters in 4 days demanding 3 different amounts of payment from £3.5k to £4.2k (can't even get there own
  13. Hi all, just trying to confirm if the SLC abide by the UK baking code regarding default notices on accounts in dispute? Thanks in advance.
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