My husband has been suffering immence pressure and depression lately but I wasnt aware he had missed payments on our HP vehicle until a man called by to serve a reposession notice - he took photos of the car on our driveway and left. RCI have terminated the agreement but we have paid more than a third off it so it has to go to court. We have not yet recieved the N9C forms because the man ( debt agency) said he would give us 10 days to come up with the full arrears of £6,500 approx) my husband was/is in the process of getting a secured loan with Blenhaim finance to pay this!!!! I want to stop this now - but we desperatly need a car for our 4 children to get around - we live in the middle of nowhere! I want to be able to sell the car - its only a yr old and done less than 20K miles so I could buy another vehicle and pay off the arrears but RCI were very abrupt on the pnone " we do NOT UNTERMINATE agreements!!"" so basically.... what do we do next? what are our chances of keeping the car? what are our options? IF they do take the car do we get anything at all back???? its worth more than they are owed in arrears!! If I get the court to suspend the order then can we legally sell the car?